19-year-old sister refuses to let her 15-year-old brother take her artwork and claim it as his own: ‘My brother scratched out my initial and write his own, as well as writing his name on the back of the canvas.’

If they have the same art teacher, she’s going to see right through this. As the oldest child, I never considered going through my siblings’ old assignments, making a couple of changes, and turning them in as if they were my own. I don’t think my younger sister could have done that to me, even …
Seguir leyendo 19-year-old sister refuses to let her 15-year-old brother take her artwork and claim it as his own: ‘My brother scratched out my initial and write his own, as well as writing his name on the back of the canvas.’

Mom opens up a credit card in 20-year-old daughter’s name ‘as a birthday gift,’ gets defensive when daughter calls her out: ‘You didn’t ruin a surprise gift, you outed that she’s stolen your credit’

Credit can be a delicate thing. You work your whole life to build it, and you hope that one wrong move doesn’t send it down the tubes. Because after all, credit is important. Especially if you’re a young person trying to become independent, credit is the thing that says to the world that you’re financially …
Seguir leyendo Mom opens up a credit card in 20-year-old daughter’s name ‘as a birthday gift,’ gets defensive when daughter calls her out: ‘You didn’t ruin a surprise gift, you outed that she’s stolen your credit’

Administrative job paying $17 an hour requires applicants to have a minimum 700 credit score to be hired: ‘What does my credit score have to do with checking emails and updating spreadsheets?’

That’s a pretty high standard for a job paying that little. We’re judged by numbers our whole life. We’re judged by how old we are, how much money we make, the number on the scale, and the number of zeros at the end of our bank account. But one number can determine whether we can …
Seguir leyendo Administrative job paying $17 an hour requires applicants to have a minimum 700 credit score to be hired: ‘What does my credit score have to do with checking emails and updating spreadsheets?’

Husband divorces wife for racking up $45K in debt from 7 different credit cards after he paid off the $60K in debt she had when he met her: ‘She even opened a card in MY name.’

It’s easy to look at Dave Ramsey and say he’s a little out of touch. I would think that a guy who makes hundreds of thousands of dollars a month telling other people what to do with their money would be not only out of touch but a little bit scammy. I find his idea …
Seguir leyendo Husband divorces wife for racking up $45K in debt from 7 different credit cards after he paid off the $60K in debt she had when he met her: ‘She even opened a card in MY name.’

‘She said just to ignore it’: Mom steals her daughter’s identity and runs up $6,000 in debt, college girl catches her thieving parent in a lie after getting chastised for financial awareness

Parents are supposed to look out for their kids. Unlike creatures in the animal kingdom who kick their babies out of the nest the day they’re old enough to fend for themselves, humans are unique in sustaining their empathy for their grown children’s life dilemmas. That is, of course, unless they’re the predatory type of …
Seguir leyendo ‘She said just to ignore it’: Mom steals her daughter’s identity and runs up $6,000 in debt, college girl catches her thieving parent in a lie after getting chastised for financial awareness

‘I won’t pay his student loans’: Mother demands daughter cosign for her brother’s student loans, daughter locks her credit as a response

Rule number one in adult life – Never risk your credit for someone else. This rule, along with many other rules regarding credit and financial responsibility, is something that every kid should be taught at school. But since very few schools actually teach their students important life lessons, we are here to make up for …
Seguir leyendo ‘I won’t pay his student loans’: Mother demands daughter cosign for her brother’s student loans, daughter locks her credit as a response

‘Credit scores are a scam’: Driver pays off car, gripes about drop in credit score

You’ve got to spend money to make money, or so they say. The hidden addendum to this popular phrase is that it’s usually other peoples’ money that you’re spending in the process. One of the craziest things about being a responsible adult is that you’re generally considered more trustworthy financially when you have some (well-managed) …
Seguir leyendo ‘Credit scores are a scam’: Driver pays off car, gripes about drop in credit score