They usually say «Mo money, mo’ problems,» but what about a lack of money? Or, a bunch of money that isn’t really yours? Mixing money and family, the same way one would mix business and pleasure, is a mistake. Trusting a loved one with your finances solely because you share the same DNA is a mistake most of us make in this lifetime, but stories like the one you’re about to read serve as cautionary tales. Cosigning a loan is a business deal. You don’t do that out of the kindness in your heart unless you want your pockets empty and your family torn apart. That’s why the «I scratch your back, you scratch mine» model works perfectly—everyone is happy and has insurance that everything will eventually work itself out.

An entitled father in this next story expects his son to cosign a half-million-dollar loan because he is not in the financial position to get it approved on his own. So, his son insists he is made the sole beneficiary on his father’s life insurance instead of his stepmother because there’s no guarantee she’ll help the loan get paid back in the event that he passes. Papa wasn’t stoked about that stipulation… he must not need that loan, after all. Scroll below to read the full story.