There’s no freedom like financial freedom, but it is rarely an easy path to get to it.

Most of us dream about never having to worry about our various expenses and debts ever again, but getting to a point where that is a possibility usually takes a lot of work. Earning more money is not always a straightforward guarantee to less financial anxiety, as costs mount along with income (if you ever get that raise in the first place). Even engaging in things like investments is not foolproof and entails the risk of losing some of that hard-earned capital.

It is a cliche at this point that many millennials and Gen Zers are in a worse financial position than their parents, thanks to the rising price of just about everything and the number of debts that many of them have. It is no wonder that some are looking to unorthodox ways to ease the burden, but it is not always the best of ideas to go down this path.