Some moms bake cookies. Others knit sweaters. And then there are moms who open credit cards in your name, steal your tax return, and pitch you on a multi-step fraud scheme like it’s the next big family business. And this one person hit the jackpot in the third category.

It’s a uniquely special feeling when the person who taught you to ride a bike is now teaching you how to commit identity theft. Just imagine the family dinners! «Pass the salt—oh, and don’t forget to dispute those fraudulent charges I made. Thanks, sweetie.» Nothing says love like turning your kid’s credit score into a Dumpster fire so you can retire early.

Family trees have always been suspiciously shaped like pyramid schemes, but this one is taking it literally. Forget fatherly love and motherly wisdom—this is motherly fraud at its most entrepreneurial. Who needs a retirement plan when you’ve got offspring to bankroll your golden years with their stolen tax returns and trashed credit scores?