Everybody has a different relationship with their parents, and those differences extend to finances. There is no shortage of 26-year-olds whose parents secretly pay their rent, but that doesn’t cancel out the 18-year-olds who pay the mortgage on their parents’ house. Some kids support their parents, and some parents help their grown kids. Most of us are somewhere in the middle, with parents occasionally paying for dinner for their kids and kids helping out with necessary expenses every once in a while. There’s nothing inherently wrong with accepting help from your parents or asking your adult kids for some money when you genuinely need it. But there’s a big difference between asking for money and taking copious amounts for a frivolous purchase. If your parents need money to eat, that’s one thing, but no retiree needs a vacation home, a new iPhone every year, a new boat, or Bob Dylan tickets.