A 60-year-old woman discovers her husband has quietly burned through their retirement savings, lost their house to bad investments and day trading, and is now pitching a new business as the solution. Her mother has a spare room. She is reconsidering the whole situation

Retirement is supposed to be the part where the decades of careful planning pay off. It’s the light at the end of the working years, the reward for showing up, the moment where responsible decisions finally compound into something comfortable. It is not supposed to involve four luxury car payments and a secret loan taken out against a fully paid-off inherited property.