This story really goes to show that when it comes to family and finances, good intentions don’t really matter. Because, as we all know, family and money are a great mix, like oil and water, they just go together like fire and ice. I’ll stop there, you see where I’m going 

The sister opened an account for her four‑year‑old nephew to help him save for toys and small extras the kind of things that feel special when you are a kid. She did not hand it over to the parents because she already knows the family’s track record with money. Her brother and his wife are bad with budgets they have borrowed thousands from her sister their dad and her and none of it has been paid back. The card is not a loan fund it is a tiny life raft for the boy who had nothing to do with any of this.